Qualify using property cash flow — not personal income. CBiz Capital helps real estate investors purchase, refinance, and grow rental portfolios with fast, flexible DSCR financing.
Illustrative example. Submit your scenario for actual terms.
DSCR loans are built for investors who want to grow without the constraints of traditional lending. Approval is based on the property's ability to cover its debt service — not your W-2.
Review My Scenario →Investors who need flexible, scalable financing
Flexible rental property financing built for investors who prioritize cash flow, speed, and long-term portfolio scale.
Qualify using property cash flow instead of traditional income documentation or employment verification.
Scale beyond the limits of conventional investment property lending without income restrictions.
Close in your personal name or company (LLC) name — no need to transfer title after closing.
Use DSCR financing for acquisitions, rate/term refinances, or cash-out strategies.
Loan structures designed around rental property strategy — not owner-occupied underwriting boxes.
Get real feedback quickly so you can move on your opportunity before the window closes.
Typical loan parameters for DSCR rental financing. Every deal is different — submit your scenario for a specific review.
1.0x – 1.25x
Varies by lender and property type$100K – $3M+
Single-family, multi-unit, and portfolios620+ Minimum
Better pricing available at 700+SFR, 2–4 Units, Condos
Short-term rental scenarios availableIndividual or LLC
Entity-level ownership supportedPurchase or Refinance
Rate/term and cash-out available30 Years
Unlike bank loans — full 30-year terms keep monthly payments low and cash flow strongUse the CBiz Capital DSCR Calculator to estimate property cash flow, debt coverage ratio, and potential loan fit before submitting your deal.
Use DSCR Calculator →Estimate your deal before you submit
Straightforward steps designed to help investors move quickly from scenario review to funding.
Send the address, estimated rent, current value, and your loan request. We'll review quickly.
We evaluate the rental income, debt service coverage, and structure that fits your strategy.
Move forward with financing structured around your rental property and long-term goals.
Submit your DSCR scenario and get financing feedback within 24–48 hours.