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About CBiz Capital

Built on 35+ Years of Real Estate Finance

Our principals have been actively involved in residential and commercial real estate finance since 1986 — bringing deep market knowledge, institutional experience, and a personal approach to every deal.

1986Founded
35+Years Experience
most statesHome Markets
Joe Mesi — Principal, CBiz Capital
Joe Mesi Principal, CBiz Capital
Our Story

Deep Roots in Real Estate Finance

CBiz Capital was built on a foundation of genuine expertise — not just deal volume. Our principals have been actively working in real estate finance, institutional lending, private money, construction, and development since 1986, giving us a perspective on the market that only comes from decades of hands-on experience.

We understand that every deal is different. Market conditions change. Timelines compress. Properties have unique challenges. Our job is to understand the full picture — not fit your deal into a box — and structure financing that actually works for the investor in front of us.

From single-family rentals to multifamily portfolios, fix-and-flip rehabs to time-sensitive bridge scenarios, we bring the same level of attention and expertise to every transaction.

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CBiz Capital real estate financing
How We Work

What Sets Us Apart

We don't just move capital — we guide investors through the process with expertise, transparency, and genuine care for the outcome.

35+ Years of Experience

Our principals have been active in real estate finance since 1986 — through multiple market cycles, rate environments, and economic shifts. That depth of experience protects our clients.

Speed Without Compromise

We review scenarios and respond within 24–48 hours. Fast doesn't mean careless — it means we've done enough deals to move with confidence and precision.

Personalized Attention

You're not a ticket number. Every client works directly with our team and receives hands-on guidance from scenario review through closing.

Flexible Structures

We match capital to your strategy. Whether you need a DSCR rental loan, bridge financing, or a fix-and-flip structure, we tailor terms around your deal — not the other way around.

Institutional Knowledge

Our background spans institutional lending, private money, construction, and development. We understand how deals are structured at every level of the capital stack.

Integrity on Every Deal

We're upfront about what we can do and clear when a deal isn't a fit. No surprises, no wasted time. We earn long-term relationships by being honest from the start.

Joe Mesi — Principal, CBiz Capital

Joe Mesi

Principal, CBiz Capital
Active since 1986
Meet the Principal

Joe Mesi

With a career spanning nearly four decades in real estate finance, Joe Mesi has built CBiz Capital into a trusted lending partner for investors, brokers, and developers across the region.

Joe's background covers institutional lending, private money, construction financing, and real estate development — giving him a 360-degree view of what it takes to get a deal done. He's not just a lender reviewing a file; he's an operator who understands what's on the line.

Clients consistently describe Joe as responsive, knowledgeable, and genuinely invested in their success. He personally oversees every deal that comes through CBiz Capital, ensuring the same level of attention and expertise regardless of loan size or complexity.

"Every deal is different. Our job is to understand the full picture and structure financing that actually works — not force you into a box."

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Track Record

Built for Investors, Proven in the Market

CBiz Capital has funded deals across Pennsylvania, New Jersey, and beyond — from single rentals to multifamily portfolios and complex bridge scenarios.

  • DSCR rental loans for single-family and portfolio investors
  • Fix & flip financing from acquisition through rehab draw
  • Bridge loans for time-sensitive acquisitions and 1031 gaps
  • Cash-out refinances on stabilized rental portfolios
  • Multifamily and warrantable condo purchase financing
  • LLC-held investment property structures
35+Years in Real Estate Finance
24–48hTerm Turnaround
$4M+Recently Closed
most statesCore Markets + Nationwide
Work With Us

Ready to Work With an Experienced Team?

Submit your deal or contact our team. We respond fast.

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