Commercial Loan Programs & Financial Services

From fix & flip to multifamily investments—financing designed for results.

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Financing Solutions for Commercial & Real Estate Investments

CBIZCAPITAL offers a robust suite of loan programs designed to meet the specific requirements of investors, owner-occupants, and developers across all commercial and real estate property types. Our array of financing options is structured to provide the flexibility and capital necessary for various investment strategies and development phases.

Flexible Financing Options

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Ideal for stabilized rental properties with consistent income, featuring 40-year terms and up to 85% Loan-to-Value (LTV) based on Debt Service Coverage Ratio.

DSCR Rental Financing—Long-Term Hold

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Flexible, collateral-driven financing solutions structured around the inherent strength of your assets.

Asset-Based Lending

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Perfect for short-term investment opportunities involving property renovation, offering 12-month terms (with extensions available), loan sizes from $50,000 to $7.5 million, up to 85% of the purchase price, and 100% renovation cost coverage.

Fix & Flip Loans

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Specifically designed for smaller apartment properties (5 to 24 units), providing tailored underwriting with a minimum DSCR of 1.00, up to 70% LTV (for purchase or rate & term refinance), interest-only options, a minimum credit score of 625, single entity ownership required, and a minimum of 6 months of PITI reserves.

Small Balance Multifamily Loans

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Products

  • Bridge Loans: Fast and flexible short-term financing for opportunistic acquisitions, business transitions, or urgent capital needs.
  • Lines of Credit: Consistent access to capital for working capital needs, project expansions, or portfolio growth.
  • Private Money Loans: Funding through non-institutional sources, secured by real estate or business assets, ideal for unconventional situations requiring flexible underwriting.

Let's Find Your Perfect Financing Match

We are ready to guide you through our diverse loan programs and help you identify the optimal solution for your specific objectives. Get in touch with us to explore the possibilities and take the next step toward achieving your financial goals.

Contact Our Lending Specialists