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Capital Built Around
Your Asset.

Flexible, collateral-driven financing structured around the strength of your real estate — not a rigid income checklist. CBiz Capital funds deals that traditional lenders won't touch.

Collateral-Driven Flexible Underwriting Fast Decisions
Sample Scenario

Asset-Based Deal

Property Value$750,000
Loan Amount$525,000
LTV70%
Loan TypeInterest-Only Bridge
Decision Timeline
24–48 hrs
Deal
Funded

Illustrative example. Submit your scenario for actual terms.

24–48 hrsTerm Review
Up to 70%LTV Available
FlexibleUnderwriting
NationwideLending Options
Collateral-Driven Financing

When the Deal Is the Qualifier

Apply Now →

Best For

Investors with strong assets and complex income

  • Self-employed borrowers and business owners
  • Investors with non-traditional income
  • Properties needing creative structuring
  • Distressed or value-add acquisitions
  • Borrowers who don't fit conventional boxes
  • Fast-moving or unconventional deals
Benefits

Financing Without the Red Tape

Asset-First Underwriting

Your property's value and deal strength drive approval — not W-2s or complex income documentation.

Fast Decisions

Less paperwork means faster review. We respond with preliminary terms within 24–48 hours.

Flexible Structures

Short-term, interest-only, bridge — we structure the loan around your strategy and exit plan.

Non-Traditional Borrowers

Ideal for self-employed investors, business owners, and those with unconventional financial profiles.

Multiple Property Types

Residential, commercial, mixed-use — asset-based loans work across a wide range of property classes.

Preserved Cash Flow

Interest-only payment options keep more capital in your pocket during the loan term.

Process

Simple Path to Funding

01

Submit Your Asset

Share the property address, value, loan amount needed, and your intended use or exit strategy.

02

Asset Review

We evaluate the collateral, deal structure, and terms that fit your scenario. Response within 24–48 hrs.

03

Fund & Execute

Close on your timeline. Capital deployed so you can move on the opportunity.

Loan Parameters

General Requirements

Typical parameters for asset-based loans. Every deal is unique — submit yours for a specific review.

Loan Amounts

$100K – $5M+

Residential and commercial

Loan-to-Value

Up to 70% LTV

Based on current property value

Loan Term

6 – 24 Months

Short-term and bridge options

Property Types

Residential & Commercial

SFR, multi-unit, mixed-use

Payments

Interest-Only Options

Preserve cash flow during term

Credit Score

Flexible

Asset strength heavily weighted
Get Started

Have an Asset-Based Deal?

Submit your scenario and get terms within 24–48 hours.

Apply Now →
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